HSA Accounts

What is an HSA?

A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if they are not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either high-deductible health plans or standard health plans.


  • Convenient debit card account access
  • No required minimum balance
  • One time $25 HSA account set up fee
  • Tiered interest rates*

*Subject to change

To set up an HSA account, visit any one of our Williston, Ray or Crosby locations or call 833.572.2113 to schedule an appointment with a Customer Service Representative.


Additional HSA information and IRS guidelines:

HSA Federal Guidelines

Publication 969 PDF