Real Estate Loans

First State Bank & Trust takes pride in its Loan Department personnel and the services they provide.  Whether your need is personal, commercial, farm or ranch, you can be assured of always receiving quality, professional, and confidential attention to your individual situation.


  • Homes

Your Home Loan Toolkit

First State Bank & Trust is happy to partner with First Class Mortgage to offer you secondary market mortgage rates and terms.  First State Bank & Trust will be your point of contact and will be with you throughout the whole loan process until the day of your closing.  

Begin your online loan application by clicking below. Please reach out to 833.572.2113 at any time should you have questions.  

Home Loan Application

Equal Housing Lender Notice

To speak with a loan officer, contact the bank branch where they are located. You can also click on their picture to send them an email.  First State Bank & Trust asks that you do not send confidential information over email such as your Social Security Number or Account Numbers with this inquiry email.


Kasi Bergstrom

Kasi Bergstrom


Assistant Vice President/Residential Real Estate Loan Officer

NMLS # 1857118